Consumer Credit Counseling Service of South Jersey (CCCS) is a division of Money Management International (MMI), the nation's largest full-service nonprofit credit counseling organization. CCCS is a member agency of the National Foundation for Credit Counseling (NFCC) and the Association of Independent Consumer Credit Counseling Agencies (AICCCA). CCCS offers: budget and debt management counseling; HUD approved housing counseling for first time homebuyers, reverse mortgages and foreclosure prevention; financial literacy education for individuals, employers and community organizations. Counseling is available in person, by telephone, and through the Internet. The agency has offices in Absecon, Bayville, Oakhurst, Salem and Turnersville, NJ. Call or visit the web site for additional information.